Episodes (Page 7)
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Entrepreneurs can use Solo 401(k)s, SEP IRAs, and SIMPLE IRAs.
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Retirement is evolving; many people don't want to stop working.
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Evaluate the complexity and risk of aggressive portfolio strategies.
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Most annuities heavily favor the insurance company.
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New "Youth Retirement Account" concept offers government seed money and family contributions.
Start Young
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"Best interest" sales practices often mislead investors with vague disclosures.
On Your Side
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Most individual stocks are losers; only 46 companies drove half of market gains.
Miss a Stock
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Listener questions cover IRA inheritance, borrowing in retirement, and finding fiduciaries.
Whole Lotta Questions
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Critiqued Kiplinger's "best money advice" for being obvious or flawed.
Simple Beats "Smart
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Financial advisors fall into three categories: brokers, agents, and fiduciaries.
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Tokenized securities echo 19th-century "bucket shops" with added complexity.
Modern Bucket Shops
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Scams targeting older adults are a growing threat, using new technologies.
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Spousal Social Security benefits rarely change the core advice to delay claiming.
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Sensationalized media promotes risky, high-fee junk bonds as safe income.
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Looming Social Security shortfall could force 20-25% benefit cuts.
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Reflected on nearly four decades of broadcasting and core investing philosophy.
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Many college majors, especially in arts/education, start with low incomes.
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Discussed money market funds vs. high-yield savings accounts.
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A universal "retirement number" is misleading; planning is personal.
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Expenses don't always fall in retirement; Social Security isn't enough.