Notable Guests
FF
French Friday
4x
RR
Real Estate Reality
2x
FM
Free Money
2x
NM
No Money Magic
2x
RQ
Roxy Q
2x
TC
Too Much Cash
2x
LS
Larry Swedroe
2x
NR
No Risk
2x
LB
Looking Back
2x
MQ
More Friday Questions
2x
NV
Not Bogle's Vanguard
2x
AL
Advisors Lie
1x
AR
Absolutes Aren't Absolutely Right
1x
AL
Advisors: Quit Lying
1x
AM
Advisor Makes More
1x
Recent Episodes
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Disney's lemming myth illustrates investor herd behavior and chasing hot assets.
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Discussed growth vs. value stocks and optimal retirement timing.
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Homeownership returns are compared to renting, highlighting leverage's impact.
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Financial advice costs are examined, with a $31,000 annual bill as an example.
The $31
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Covered-call ETFs offer income but trade away upside and retain market risk.
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Investor behavior, driven by fear and greed, is the biggest portfolio drag.
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Don answers listener questions on ETFs vs. mutual funds and realistic stock returns.
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Leveraged ETFs like TQQQ magnify losses; luck isn't skill.
Luck Isn't Skill
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Spouses with decade+ age gaps face a 'two-clock' retirement.
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Annuity 'guarantees' can hide costs, risks, and insurer investment strategies.
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Higher fees do not correlate with higher investment returns.
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Preserving tax-deferred growth often outweighs micromanaging 401(k) withdrawals.
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Savers overestimate needed nest eggs and underestimate safe withdrawal rates.
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Prepare portfolios and nerves for inevitable market downturns.
Before the Bear Arrives
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Coast FI projections ignore inflation, uncertain returns, and life's surprises.
Coast FI's Missing Passengers
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Exciting investments often carry hidden risks and high costs.
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Convenience, like Vanguard's total bond fund, can be a sensible feature.
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Emergency funds protect retirement savings from unexpected expenses.
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Bonds provide stability, not stock-like returns, even in rising rate environments.
Bonds Help You Sleep
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Stock-picking headlines and finfluencers often prioritize clicks over guidance.
Garbage In