Episodes (Page 12)
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Exposed a 'non-profit' funneling retirees into high-commission indexed annuities.
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Tackled listener questions on FSAs vs. 401(k)s and bond fund choices.
Speak Your Qs
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Promoted the liberating idea that 'average' portfolio performance is good enough.
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Highlighted investor mistakes like portfolio sprawl and tech concentration.
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Financial rules are not absolute; money decisions depend on individual circumstances.
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Small employers can mishandle or delay employee retirement contributions.
28m
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Questioned annuities as default 401(k) options due to complexity and fees.
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Gen Z investors often make common mistakes like stock picking and crypto.
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Illiquid investments like private equity often underperform public markets.
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Travel scams are increasing, including strict credit card usage policies.
Bring the Card
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Bitcoin is too volatile to be a reliable hedge against inflation.
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Leveraged ETFs mathematically bleed returns through volatility decay.
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Most investors underperform the market due to behavioral mistakes.
Most Investors Fail
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Challenging the 'TINA' mindset and research suggesting no bonds for retirement.
Take More Risk
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Even financially literate individuals may need a financial advisor.
Experts Need Experts
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Listener questions on Fidelity's stock lending program and Roth 401(k) decisions.
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Market speculation echoes 1929 and 2008; financialization is a concern.
Financial Deja Vu
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Financial bad actors become insurance salesmen after being ousted by FINRA.
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Diversification is back but hard to maintain; most investors get it wrong.