Episodes (Page 4)
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Proposal caps Social Security benefits at $50k individual/$100k couple.
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Explores the link between income, net worth, and happiness.
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Retirement spending is not a fixed 4% rule.
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Understand wills, trusts, and probate processes.
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Compare $1M portfolio withdrawal vs. annuity for retirement income.
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Widowhood is a common, overlooked retirement planning risk.
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Retirement wealth levels dictate different planning strategies.
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Long-term care costs are a nuanced retirement expense, not always rising.
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Millions of Americans are millionaires but don't feel wealthy.
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Fidelity's 45% rule suggests needing only 55% of pre-retirement income.
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Early retirement amplifies sequence of returns risk significantly.
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Understand Medicare Advantage Open Enrollment (Jan 1-Mar 31) changes.
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Backdoor Roth IRAs can trigger taxes due to the pro-rata rule.