Episodes (Page 2)
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Tested 6% withdrawal rate against the traditional 4% rule.
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Discusses five pillars of retirement happiness beyond just money.
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Explains how trusts affect the step-up in basis for heirs.
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Reduce retirement income needs by paying off mortgage and optimizing Social Security.
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Median household income and net worth for ages 45-64 analyzed.
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Building a 40-year retirement plan for a couple with a 15-year age gap.
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Examining American retirement savings and the true amount needed for comfort.
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Spousal death triggers complex tax implications for investments.
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Retirement income needed for 22%/24% tax bracket is higher than expected.
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Analyze cost of Social Security fixes: payroll tax hikes, wage cap changes.
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Explains the step-up in basis for inherited investments.
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Compares annuity payouts to traditional portfolio withdrawals.
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Emily Guy Birken discusses common retirement planning errors.
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Introduced the Income-to-Wealth Conversion Rate formula.
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Congressman Bill Foster discusses the current state and future of Social Security.
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Analyze if a veteran can retire at 45 with $500K.
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Compare two people with $6M lifetime earnings; one pays more taxes due to income compression.
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Analyze Monte Carlo simulations used in retirement planning and their limitations.
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Retirement may not require $1 million; focus on income needs.
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Retirement income scenarios for $4K, $6K, and $12K monthly spending.