Recent Episodes
✨
Discusses top brokerage choices for new investors.
✨
Analyzes Fidelity's '10x salary' retirement claim.
✨
Active funds beat S&P 500, but index funds offer simplicity and lower costs.
✨
Compare Empower, Boldin, and ProjectionLab retirement planners.
✨
Compare Harvard's endowment returns to a simple three-fund portfolio.
✨
Understand the true cost of a 1% advisory fee.
✨
Plan finances for the active 'go-go' years of retirement.
✨
Retirement simulations fail due to sequence of return risk and unexpected expenses.
✨
Fred, 66, retired with $2.1M in IRAs, plans a three-fund target-date bucket strategy.
✨
Early retirement offers tax planning opportunities beyond brokerage withdrawals.
✨
Bonds offer attractive yields not seen in a decade, making them appealing.
✨
Explore current high-yield options for emergency funds and short-term cash.
✨
The 4% rule relies on 30 assumptions, many unstated.
✨
Authenticator apps are insufficient for account security.
✨
Retirement planning is challenging due to unknown duration.
✨
Target date funds offer simplicity for retirement planning.
✨
Politely decline advisor's 1% managed-account pitch while seeking objective advice.
✨
Saving rate is personal, not a fixed rule.
✨
Discussed the current attractiveness of bonds for investment portfolios.
✨
Focus on removing unnecessary risks for better investing outcomes.