Erin Talks Money

Recent Episodes

RETIREMENT EXPERT: The SAFEST Way to Spend in Retirement | Wade Pfau on the 3 Income Paths

Apr 3, 2026 · 1:22:42

✨ Wade Pfau discusses retirement income strategies and risks like longevity and market volatility.

1:22:42

$1M vs $3M vs $5M: How Retirement Risk Completely Changes

Apr 2, 2026 · 0:18:16

✨ Retirement risk changes significantly with portfolio size, contrary to common belief.

0:18:16

The Real Answer to When You Should Claim Social Security (9 Factors That Decide EVERYTHING)

Apr 1, 2026 · 0:16:56

✨ Claiming Social Security involves crucial financial and planning decisions impacting lifetime income.

0:16:56

The $50,000 Social Security Cap That Could Change Retirement Forever

Mar 30, 2026 · 0:10:50

✨ Proposal caps Social Security benefits at $50k individual/$100k couple.

0:10:50

I Saved Everything… And Still Felt Broke

Mar 29, 2026 · 1:06:09

✨ Explores the link between income, net worth, and happiness.

1:06:09

How Much Can You Really Spend in Retirement? (It’s Not 4%) (Clip)

Mar 28, 2026 · 0:06:16

✨ Retirement spending is not a fixed 4% rule.

0:06:16

Estate Planning Explained: Wills vs Trusts (What Actually Controls Your Assets)

Mar 27, 2026 · 0:28:59

✨ Understand wills, trusts, and probate processes.

0:28:59

The $1M Retirement Income Decision: Portfolio vs Annuity — Which Pays More?

Mar 26, 2026 · 0:22:35

✨ Compare $1M portfolio withdrawal vs. annuity for retirement income.

0:22:35

The Most Overlooked Risk in Retirement Planning: Widowhood

Mar 25, 2026 · 0:21:07

✨ Widowhood is a common, overlooked retirement planning risk.

0:21:07

6 Levels of Retirement Wealth - Which One Are You In?

Mar 24, 2026 · 0:20:45

✨ Retirement wealth levels dictate different planning strategies.

0:20:45

What Long-Term Care Actually Costs in Retirement (Real Household Data) (Clip)

Mar 21, 2026 · 0:10:37

✨ Long-term care costs are a nuanced retirement expense, not always rising.

0:10:37

Millions of Americans Are Millionaires — But Don’t Feel Rich

Mar 20, 2026 · 0:18:50

✨ Millions of Americans are millionaires but don't feel wealthy.

0:18:50

You Might Only Need 55% in Retirement - Fidelity’s 45% Portfolio Rule Explained

Mar 19, 2026 · 0:18:24

✨ Fidelity's 45% rule suggests needing only 55% of pre-retirement income.

0:18:24

If You Retire Early, the Danger Window Lasts Much Longer Than You Think

Mar 17, 2026 · 0:17:47

✨ Early retirement amplifies sequence of returns risk significantly.

0:17:47

Unhappy With Your Medicare Advantage Plan? What You Can (and Can’t) Do Before March 31

Mar 16, 2026 · 0:23:32

✨ Understand Medicare Advantage Open Enrollment (Jan 1-Mar 31) changes.

0:23:32

Why Your “Tax-Free” Backdoor Roth Isn’t Tax-Free (Clip)

Mar 15, 2026 · 0:06:50

✨ Backdoor Roth IRAs can trigger taxes due to the pro-rata rule.

0:06:50

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